Reader’s Question:

What are my chances to get cancer life insurance here in North Cleveland Oklahoma OK after I had breast cancer?

Gina

North Cleveland, OK

Life insurance companies that offer life insurance for cancer survivors or patients deal differently with various cases of cancer. The first thing these insurers do is to is to know the extent of the cancer case. Life insurance companies in North Cleveland and other places for that matter, ask a lot of questions on the cancer patient. Questions would be relative to some verification process: what kind of tumor there is, when the illness occurred, what stage is the breast cancer, the treatment done so far and what is the current situation. Life insurance companies that offer coverage for those with cancer would usually require you to fill out questionnaires and would verify from the attending physician. With this information, these companies will then have various quotes but they would most likely provide life insurance when the patient received treatment.

If you received treatment during stage 1 of your breast cancer, you have high chances of getting life insurance in North Cleveland, OK. But just like any life insurance with health problems, you might need to pay relatively higher premiums than the conventional life insurance policies. These high premiums will be due any applicant who had treatment for about 5 years past already, perhaps during stages 1-2 of the cancer. If it is already beyond 5 years, there is a chance that you get to pay normal premiums. If the cancer case is at stage 4, life insurance companies would normally decline the life insurance application as this is deemed to be terminal case.

Tags: cancer life insurance, life insurance leads

Reader’s Question:

My dad had lung cancer at his 50’s. He managed to recover after several expensive treatments and he seems to be doing fine. Can he still have life insurance in Jersey City New Jersey NJ despite his condition?

David

Jersey City, NJ

Hope you are all doing great with your dad back on his toes. Insurance companies will have a perception that is lesser from medical basis. Let me shed you a little fact about how life insurance companies view lung cancer. Lung cancer is viewed to be one of the most aggressive among many kinds of cancers. It is good too that your dad had early diagnosis of the illness so there was early treatment given as well. Lung cancer has just about 6% survival rate. Your dad and your family could have received a miracle by his recovery. Getting life insurance would be very difficult. This is not to keep your hopes on life insurance. It will still be worthwhile if you ask quotations or verification from life insurers from Jersey City New Jersey NJ. Get in contact with at least 3 or even until you get a conclusion that life insurance companies in Jersey City New Jersey NJ does not accept surviving lung cancer patient.

I will be very important that you make your own research because life insurance companies do have different underwriting decision with cancer patients most especially if your dad seemed to be healed already. There might be 1 or more out of ten life insurance companies in Jersey City New Jersey NJ, who have products that will fit your dad’s condition. For any life insurance for people with illness, be warned though that you may pay high premiums.

Tags: life insurance leads, cancer life insurance

Reader’s Question:

I was just diagnosed with cancer and my insurance company just dropped my policy. They said that they cancelled me because I apparently didn’t disclose my medical condition to them. The thing is, I was approved for coverage a year before I was diagnosed with cancer. Is there any hope for me, or those who have cancer, in terms of life insurance coverage?

Sam

Anchorage, Alaska

I’m sorry to hear about you having cancer, but looking on the bright side, I’m glad to tell you that you don’t need to go through insurance rejections just because you have cancer. This good thing comes in the form of no exam life insurance.

From it’s name, it means life insurance without any medical examination needed. I know that having cancer requires you to go back and forth to hospitals and take lots and lots of horrendous tests. No exam life insurance means that you don’t have to go through those, while getting your insurance coverage quickly!

You can get the results of your application within five minutes, although some may take as long as two days. You can find insurance companies that offer no exam life insurance policies that will consider your application even if you have been rejected or denied in the past.

This kind of insurance was created with people like you in mind, because after all, you do need it the most. But it is also applicable for people who don’t have time for medical examinations, or are afraid of them. All you have to do is go online and search for legitimate companies that offer this kind of policy. You can search through search engines or type in the zip code of Alaska in the appropriate space in this webpage to find insurance companies near you!

Tags: cancer life insurance, no exam life insurance

Reader’s Question:

I am a cancer survivor and it has been three years ago since I was diagnosed with ovarian cancer in Boise, Idaho ID. Thanks to today’s medical advances for I feel great, without any traces I ever had that in the past…will I be eligible for life insurance though despite this history of cancer?

Eunice

Boise, ID

Once upon a time you would be a medical miracle, but now, almost all forms of cancer are treatable. That’s really amazing, and so would be the companies which offer life insurance to those with history of cancer.

Thanks to the advanced medical technology which life insurance companies respect and acknowledge that cancer is now curable. Given you pass specific requirements and under certain situations I am happy to inform you that most life insurance carriers in Boise, Idaho ID now offer policies to cancer survivors.

So you can start asking how, try to contact a life insurance agent in your are who will be more than happy to assist you. The agent will then seek preliminary proposals for coverage from several life insurance companies in Idaho. All carriers will have differing standards for consideration especially for special cases like yours. You can have your physician review these standards for validity too.

Your life insurance agent could provide you needed information on this type of life insurance. You might also be required to provide substantial medical information and expect that your physician will be interviewed by the life insurance carrier. All you have to do is to substantiate your care and progress. The life insurance company will be familiar with your treatment and medications and will soon verify if you are progressing as well as it sounds to check if you are eligible for coverage.

Tags: cancer life insurance, life insurance, life insurance application