Reader’s Question:
I was just diagnosed with cancer and my insurance company just dropped my policy. They said that they cancelled me because I apparently didn’t disclose my medical condition to them. The thing is, I was approved for coverage a year before I was diagnosed with cancer. Is there any hope for me, or those who have cancer, in terms of life insurance coverage?
Sam
Anchorage, Alaska
I’m sorry to hear about you having cancer, but looking on the bright side, I’m glad to tell you that you don’t need to go through insurance rejections just because you have cancer. This good thing comes in the form of no exam life insurance.
From it’s name, it means life insurance without any medical examination needed. I know that having cancer requires you to go back and forth to hospitals and take lots and lots of horrendous tests. No exam life insurance means that you don’t have to go through those, while getting your insurance coverage quickly!
You can get the results of your application within five minutes, although some may take as long as two days. You can find insurance companies that offer no exam life insurance policies that will consider your application even if you have been rejected or denied in the past.
This kind of insurance was created with people like you in mind, because after all, you do need it the most. But it is also applicable for people who don’t have time for medical examinations, or are afraid of them. All you have to do is go online and search for legitimate companies that offer this kind of policy. You can search through search engines or type in the zip code of Alaska in the appropriate space in this webpage to find insurance companies near you!