Reader’s Question:
My mom at 40’s got lung cancer and after several expensive treatments, she seemed ok now. What are the chances that she can have life insurance in Cleveland Ohio OH?
Michael
Cleveland, OH
Hello Michael
I’m glad that your mom is ok now. Hope you are all doing great with her back on her toes. Anyway, to answer your question, let me shed you a little fact about how life insurance companies view lung cancer. Don’t worry, their perception is more or less from medical basis. Lung cancer is actually one of the most aggressive among many kinds of cancers. I’m just glad that your mom had early diagnosis of the illness so there was early treatment given as well. However, lung cancer has just about 6% survival rate and your mom and your family could have received a miracle. But to get life insurance would be already difficult. This is not to keep your hopes on life insurance but it would still be worthwhile if you ask quotations or verification from life insurance companies in Cleveland OH. Get in contact with at least 3 or even until you get a conclusion that life insurance companies in Cleveland Ohio OH does not accept surviving lung cancer patient.
The reason why I want you to make your own research is because life insurance companies do have different underwriting decision with cancer patients. Most especially if your mom seemed to be healed already. Perhaps out of ten life insurance companies in Cleveland, there may be 1 or more of them who have products that will fit your mom’s condition. Just be warned though that you may pay high premiums for your mom’s case.