<strong>Reader’s Question:

I noticed that over the years, the insurance industry has adapted to the changes around it. For example, there are now specific life insurance for smokers. I am wondering if there will be one for cancer patients, too, in East Seattle Washington WA?

Avery

East Seattle, WA

You have a very keen eye, Avery, to have observed this detail. There have been studies in recent years showing that the average health of Americans have shown a decline, although others may refuse to believe this. Similar to what you have mentioned, the insurance industry has changed many of its policies to cater and conform to the present conditions of the country. They wouldn’t want to alienate or isolate a certain market group and so the only thing left to do is adjust.

It has been said that doctors have diagnosed approximately 1.4 million new cancer cases last year and this is according to the American Cancer Society. This is a very powerful market group, if there is one. And so it would be unwise for insurance companies to ignore this market.

There will be many insurers in East Seattle Washington WA who will offer life insurance for cancer patients but this will be evaluated against the stage of the cancer. Also, it is often the case that premiums will be higher for cancer patients than for others.

To look at the different types of life insurance including those for cancer patients, please enter your zip code on the space you see at our home page.

 

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